Find various types of CIMB Niaga credit cards that offer various benefits, from cashback, easy installments, to insurance protection for a better financial experience.
CIMB Niaga offers a variety of credit cards designed to meet the various financial needs of customers.
From premium credit cards for international travel to cards with usury-free sharia payment features, CIMB Niaga has many options to suit each individual’s lifestyle and preferences.
In this article, we will discuss 10 types of CIMB Niaga credit cards that can provide many benefits, from transaction benefits to insurance protection. Here is an explanation of the various types of CIMB Niaga Credit Cards that you should consider:
1. CIMB Niaga Ultimate
CIMB Niaga Ultimate is one of the premium credit cards that offers various attractive benefits. With a fairly high annual fee, which is IDR 3 million for the main card and IDR 1.5 million for additional cards, this card provides various exclusive benefits.
One of the main advantages of this credit card is the 4% cashback for Non-Rupiah transactions, which is ideal for transactions abroad such as in Japan, South Korea, China, and Taiwan.
In addition, Ultimate cardholders also get 9x Poin Xtra for retail transactions of at least IDR 10 thousand, which allows you to collect points faster.
This card also offers installment facilities with low interest, starting from 3 to 36 months, as well as access to the JCB Plaza Lounge for international travel. With these various benefits, CIMB Niaga Ultimate is the right choice for those who travel frequently or have high expenses.
2. CIMB Niaga World
If you prefer a credit card with special benefits for lifestyle and entertainment, CIMB Niaga World could be the perfect choice.
With the same annual fee as CIMB Niaga Ultimate, which is IDR 3 million for the main card and IDR 1.5 million for the additional card, this card provides access to exclusive facilities, such as golf reservations with a 50% discount at certain golf courses.
This card also offers double Xtra Points for every transaction made, as well as access to airport lounges, making it a great choice for frequent travelers.
In addition, this card provides travel insurance protection and overseas transactions with competitive exchange rates, providing extra convenience when traveling.
3. CIMB Niaga World ALL Accor Live Limitless
For those of you who often stay at Accor chain hotels, CIMB Niaga World ALL Accor Live Limitless offers many benefits.
In addition to an annual fee that is equivalent to other premium credit cards, this card allows cardholders to get free accommodation and dining at Accor chain restaurants every year.
Cardholders also earn ALL Rewards Points that can be redeemed for various benefits, such as stays or meals at Accor hotels.
Other benefits include free access to airport lounges in major cities and insurance coverage for international travel. This card is perfect for travelers who frequently visit top hotels and want to enjoy a luxurious stay experience.
4. CIMB Niaga Precious
CIMB Niaga Precious is an ideal credit card for cardholders looking for more benefits with a relatively low annual fee.
The annual fee for this card is Rp 350 thousand for the main card and Rp 150 thousand for additional cards. In addition, cardholders will get health insurance with compensation of Rp 100 million for cervical or breast cancer sufferers.
This card also offers a shopping voucher bonus worth IDR 1 million for a minimum transaction of IDR 15 million in two billing periods.
With a 0% installment facility for transactions over IDR 500 thousand and installments of up to 36 months, this card provides very flexible payment facilities. This card is also suitable for users who want insurance protection and practical shopping facilities.
5. CIMB Niaga Visa Travel Card
This credit card is designed for those who frequently travel abroad. The annual fee for the main card is IDR 350 thousand, while additional cards are charged IDR 150 thousand.
Visa Travel Card holders will get Xtra Points that can be exchanged for miles for air travel, providing many benefits for travelers.
This card also offers 0% installment for 3 months and travel insurance protection, including accident and travel inconvenience protection. Airport lounge facilities are also available with points collected that can be used for lounge access at major airports in Indonesia.
6. CIMB Niaga Wave n Go
CIMB Niaga Wave n Go is a type of credit card that is very suitable for online shopping transactions.
With a 10% cashback offer for online transactions (except hotels, airlines, and tours), this card provides great benefits for those who often shop online. In addition, users of this card can get 0% installments for 3 months for transactions at merchants who work with CIMB Niaga.
Another advantage is that there is no annual fee, making it a very economical choice. This card also offers attractive bonuses and discounts at partner merchants, giving more benefits to its users.
7. CIMB Niaga Gold
CIMB Niaga Gold is an ideal credit card for those of you who are looking for the convenience of shopping with easy installment facilities. With affordable interest rates and flexible installment terms, this card is perfect for users who want to shop and make payments in installments.
In addition, this card provides access to cash withdrawal facilities, as well as no annual fees for cardholders using the MasterCard logo. CIMB Niaga Gold provides convenience for those who want to have a more economical shopping experience.
8. CIMB Syariah Gold
For those of you who avoid interest-based transactions, CIMB Syariah Gold is a credit card solution that refers to sharia principles.
With clear sharia contracts such as Kafalah, Qardh, and Ijarah contracts, this card offers usury-free transactions. In addition, this card provides competitive exchange rates for international and domestic transactions.
This card also has an easy monthly bill payment feature, including for electricity, telephone and internet bills, all in one credit card bill. Users of this card can enjoy a lifetime annual fee waiver for the primary card, making it a very economical choice.
9. CIMB Niaga Platinum
CIMB Niaga Platinum is a premium credit card that offers various attractive benefits to its holders. With easy installment facilities and access to various luxury facilities, this card is perfect for those who frequently shop or travel internationally.
This card also offers many benefits for overseas transactions and travel insurance protection, providing more convenience while traveling.
10. CIMB Niaga Classic
CIMB Niaga Classic is an entry-level credit card that provides various conveniences for new users. With a relatively affordable annual fee, this card is suitable for those who want to enjoy the various benefits of a credit card without the high costs.
This card also offers installment facilities with low interest and points collection that can be exchanged for attractive prizes.
CIMB Niaga offers a variety of credit card options that can be tailored to your financial needs and lifestyle.
From premium credit cards for international travel to cards that refer to sharia principles, all types of credit cards provide various benefits that can help you manage your finances better.
Mega Bank Credit Card offers a range of options, from travel rewards to cashback benefits, making it easier to match your card with your spending habits.
Before choosing a credit card, make sure you consider your needs and lifestyle, as well as the features that are most beneficial to you.